Terms of Use

1Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to interfere with or disrupt the Site or its security, and not to use the Site in any way that could damage, disable, or impair it. You must be at least 18 years old to use the Site or to enroll in our text messaging program.

2Quotes & Insurance Services

Upper Echelon Inc. is a licensed insurance agency. Any quotes, rates, or coverage estimates provided through the Site or in communication with us are for informational purposes only, are not an offer or a binding contract of insurance, and are subject to underwriting, eligibility, verification, and approval by the applicable insurance carrier. Actual coverage, terms, and premiums are determined by the issuing carrier and are set out in the policy documents. No coverage is bound or in force unless and until confirmed in writing by the carrier.

4Your Information

When you submit information through the Site — including quote requests, applications, and contact forms — you agree to provide accurate, current, and complete information, and to keep it updated. You are responsible for the accuracy of the information you provide, which we may rely on to prepare quotes and provide services.

5Intellectual Property

All content on the Site — including text, graphics, logos, images, and design — is owned by or licensed to Upper Echelon Inc. and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of the Site without our prior written permission.

6Disclaimers

The Site and its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure. Nothing on the Site constitutes legal, tax, or financial advice.

7Limitation of Liability

To the fullest extent permitted by law, Upper Echelon Inc. and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site. To the extent permitted by law, our total aggregate liability arising out of or related to your use of the Site will not exceed one hundred dollars ($100).

8Indemnification

You agree to indemnify, defend, and hold harmless Upper Echelon Inc. and its officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of the Site or your violation of these Terms.

9Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict-of-laws principles. You agree that any dispute arising out of or relating to these Terms or the Site will be subject to the exclusive jurisdiction of the state and federal courts located in Maricopa County, Arizona.

10Changes to These Terms

We may update these Terms from time to time. Changes are effective when posted on this page, and we will revise the “Last Updated” date above. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

11Contact Us